Karen has worked as a bookkeeper for her church for the past 15 years.  She is extremely dedicated to her work, her church, and her friends.

Karen has been renting a small apartment in Vista for the past five years.  It is a garage that has been converted into an apartment.  There is only one window in the apartment.  There are on-going problems with the toilet and the property managers are not quick to fix problems that arise.  Car break-ins are frequently reported throughout the neighborhood.

Karen longs for a safe, quiet, peaceful place to live.  Owning a home would be an amazing opportunity, one she never though possible on her limited income.

She says, “I can’t even imagine how wonderful the security of owning my own home will be and to not having to worry about the rent going up or having to move.”