Strong and stable homes build strong and stable communities.
Working in partnership with local families, Habitat creates opportunities for homeownership.
Future Habitat homeowners are active participants in the homebuilding and home buying process. The foundation of our unique program is working in partnership with families seeking the strength, stability, and independence that homeownership provides. Habitat homeowners build and buy their very own homes, creating brighter futures for themselves and their families.
HOW DOES IT WORK?
Habitat’s model creates a cycle of community investment putting home mortgage payments to work building more homes.
Identify
land for affordable housing communities, through donation or partnership
Build
homes through homeowner “sweat equity” hours and volunteer labor
Save
on expensive labor costs, which is passed on to future homeowners
Sell
to qualified buyers at a price they can afford
Invest
mortgage payments back into the program to build more Habitat homes
HOW DO I QUALIFY?
Future Habitat homeowners must meet three core qualifications:
HOW DO I APPLY?
The journey to homeownership can be intimidating. We’ll be there at every step.
Purchasing your first home is a big deal. The Habitat path to homeownership begins with a multi-step approval process that ensures our program is right for for you. Our goal is to set you up for success so you can begin building a brighter future for yourself and your family.
No homeownership orientations are scheduled at this time. Add your name to our interest list to be notified about our next one.
Purchasing your first home is a big deal. The Habitat path to homeownership begins with a multi-step approval process that ensures our program is right for for you. Our goal is to set you up for success so you can begin building a brighter future for yourself and your family.
Orientation
When homes are ready to be sold, we hold informative homeownership orientations where you will learn about the Habitat homebuying process and obtain an application.
Application
Submit your application along with all requested documents. Applications can be obtained by attending our homeownership orientation.
Initial Review
Families who do not fall within income and/or credit guidelines are notified by mail.
Home Visit
We will schedule a home visit with qualifying applicants where we get to meet you and discuss your housing needs.
Homeowner Selection Committee Meeting
Based on selection criteria and information gained during the home visit, you may be invited to meet with our Homeowner Selection Committee.
Board of Directors Approval
Each application is evaluated on objective criteria and recommended applicants are presented to the San Diego Habitat Board of Directors for approval. You can then begin completing your sweat equity hours.
WHERE IS HABITAT BUILDING?
Habitat homes are located throughout San Diego County.
We build homes and communities where we can acquire land that makes development affordable to future homeowners, most often through local government partnerships or grants. New homes are typically simple, contemporary single family or attached town homes consisting of 3-4 bedrooms, some private outdoor space, and a garage or carport.