Build bigger with Habitat for Humanity.

Your trusted partner for affordable homeownership success.

San Diego Habitat for Humanity helps developers and builders streamline the affordable housing process. From pre-purchasing income-restricted units to providing in-house financing and a ready pool of qualified buyers, we simplify compliance with affordability requirements — so you can focus on building.

Why partner with Habitat?

sales certainty

We pre-purchase income-restricted homes and guarantee they sell to qualified buyers.

buyer network

With over 16,000 households on our interest list, we ensure quick, reliable sales.

in-house financing

Habitat’s mortgage services increase mortgage success rates and reduce compliance risk.

brand trust

Our respected name provides confidence to your project and municipalities.

Your one-stop solution for affordable homeownership success

Whether you’re exploring density bonus opportunities or fulfilling income-restricted unit requirements, Habitat delivers certainty at every stage.

You build it, we buy it

We provide financing and qualified buyers

We oversee affordability for the life of your project

How partnerships work

  • Connect with us during feasibility or entitlement

  • We assess and confirm the best partnership structure

  • Habitat pre-purchases your affordable units

  • Qualified buyers move in — compliance guaranteed

Have more questions? VIEW FAQS ➜

Who we partner with

Developers and builders with density bonus requirements

Municipalities seeking affordable housing solutions

Project teams looking for a trusted, long-term housing partner

Proven Results

99% mortgage success rate in 2024 — higher than FHA buyers*.

*U.S. Department of Housing and Urban Development, HUD Press Release No. 24-300

Partners:

Here are answers to the questions we hear most.

The repairs to your home are offered free of charge, as they are funded by generous donors and government partners. We do request that the homeowner or a qualifying family member complete 15 hours of “sweat equity” and a one-time minimum $100 “pay-it-forward” donation toward the program.

This is a donation of your time. You or a qualifying family member must work alongside Habitat construction superintendents and Habitat volunteers, either on the work on your home, welcoming volunteers, or other volunteer work on Habitat job sites, in our offices, or in our ReStores. A total of 15 hours is required, and can be completed by you and/or a family member.

This is a one-time payment of a minimum of $100. The tax-deductible donation is an act of good faith that goes toward helping another family receive home repair. Payment plans can be arranged.

Home Preservation services are made possible thanks to the hard work of our volunteers and corporate sponsors under the supervision of experienced Habitat for Humanity construction superintendents.

Larger, more complicated projects or those that require skilled labor may be conducted by licensed subcontractors and Habitat for Humanity construction superintendents.

We are unable to conduct work on multifamily units, condos, or mobile homes, unless they are owned and occupied by a veteran qualifying for our VetRepair program.

Yes. The home must be owner-occupied.

We can perform repairs on mobile homes ONLY if they are owned and occupied by qualified veterans through our VetRepair program.

There are many wonderful organizations in San Diego County that offer home repair and other services. Please click here to visit our resources page.

Habitat asks for tax and other income verification documents to fulfill our grant obligations. We are only allowed to serve homeowners whose income does not exceed 80% of the Area Median Income (AMI) for San Diego County. If we do not verify income, we could lose our funding, and the program would cease to exist.

Only the home where the homeowner resides can be included on the application and qualified for repairs. The income received from the renter must be included as a source of the applicant’s income on the application.

As part of your partnership with Habitat, we ask that you serve as an ambassador for our organization and the repair programs we provide. You can tell your story better than anyone else, and you can help reach other homeowners who may need our services. You can also help us attract large donors to the program by allowing us to showcase your project.